Home | Tax Benefit | Tax Calculator | ภาษาไทย

Retirement Mutual Fund

          The Retirement Mutual Fund is an investment vehicle designed to promote retirement savings through tax incentives as guidelined by the government’s policy.

          The RMF is suitable for investors who wish to save for retirement, especially those who do not have other retirement saving welfare in place such as government pension fund or provident fund or wish to further enhance their current retirement savings.

Tax Benefits
          1. Investment up to 15 percent of the annual income or a maximum of 300,000 baht is tax deductible.
          2. Benefit payout or capital gain is tax-free as long as investors:
                 (1) Buy investment units at least once a year;
                 (2) Invest at least 3 percent of the annual income or 5,000 Baht, whichever is less;
                 (3) Do not pause investment for more than one year in a row;
                 (4) Redeem investment at the age of 55 or over after a continued investment period of not less than five years.
          3. Redemption before the age of 55: capital gain is tax exempted for five-year investments or more, but the tax deduction for the last five years is recalculated as taxable income within the next tax filing.

About us | Site Map | Link